Aflac Personal Insurance
Like most insurance policies, Aflac will pay a benefit to an insured under specific conditions. Aflac is a type of personal insurance that pays a benefit if a person is unable to work because of illness or disability. It is supplemental to health insurance or worker's compensation that pay medical bills. Aflac pays a sum directly to the person if he is unable to work as specified in the policy. This can be used to pay bills and household expenses while health insurance pays the medical expenses.
Business Solutions
Many companies, large and small, are offering Aflac as part of their overall insurance coverage. By offering Aflac through a group policy, rates can be reduced, making it more affordable to most individuals who would otherwise be unable to pay the premiums. This works similarly to health insurance where the insurance company mitigates its own risk with a broader group base.
From Policy to Payment
Aflac information is found at Aflac.com. To get an Aflac policy, a person must calls (800) 99-AFLAC to get a customized policy based on her needs. Once a policy is in place, a person must pay premiums regularly. Aflac offers Aflac Always, an automatic payment program to ensure this. If a person gets hurt or seriously ill and cannot work, she must file a claim. Most claims are processed within 3 days and payments started soon after.
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